Sl.No

Name of the Scheme

Rate of Interest

Maturity Period

Minimum / Maximum Deposit

Other

1.

Savings Bank

[S.B] Account

4 %

Per Annum

-

Minimum    50/- 
 
Maximum No Limit

Interest exempt from Income Tax.

2.

Recurring Deposit [R.D] Account

8.4 %

For Rs. 100.00

 Maturity Value Rs. 7465.10

5 Years

Minimum  10/-

Multiple of Rs. 5/-

Maximum No Limit

Further extended to 5 Years

3.

Term Deposit

[T.D] Account

8.4  %

8.4  %

8.4  %

8.5  %

1 Year

2 Year

3 Year

5 Year

Minimum 200 /-

Multiple   200 /-

Maximum No Limit

Interest for 100000/-

8668 /-

17336 /-

26004 /-

43875 /-

4.

Public Provident Fund [P.P.F] Account

8.7 % Per Annum

15 Year

Minimum 500/-

Maximum 100000/-

In a financial year

Interest exempted from Income Tax

5.

Monthly Income Scheme [M.I.S] Account

8.4 % Per Annum

5 Years

Minimum 1500/-

Maximum

Single   4.5 Lakhs

      Jointly   9.0 Lakhs

Interest Payable Monthly Monthly Interest for 150000/- = 1050/-

6.

5 Year National  Savings Certificates VIII Issue [N.S.C]

8.5 %

 For Rs. 100

 Maturity Value Rs. 151.62

5 Years

No Limit

Income rebate available under section 80 L & 88

7.

10 Year National  Savings Certificates IX Issue [N.S.C]

8.8 %

 For Rs. 100

 Maturity Value Rs. 236.60

10 Years

No Limit

Income rebate available under section 80 L & 88

8.

Senior Citizen Savings Scheme [SCSS] Account

9.2 % Per Annum

5 Years

    Multiple    1000/-

Maximum  1500000/-

Interest Payable Quarterly

Interest for 100000/- = 2300/-

Sl.No

Name of the Scheme

Rate of Interest

Interest Amount

1.

Savings Bank

[S.B] Account

4 %

Per Annum

 Yearly Interest 100000/-

 is  4000/-

2.

Recurring Deposit [R.D] Account

8.4 %

5 Years

For Rs. 100.00

Maturity Value Rs. 7465.51

3.

Term Deposit

[T.D] Account

8.4  %

8.4  %

8.4  %

8.5  %

1 Year

2 Year

3 Year

5 Year

Interest for 100000/-

8668 /-

17336 /-

26004 /-

43875 /-

4.

Public Provident Fund [P.P.F] Account

8.7 % Per Annum

15 Years

Interest exempted from Income Tax

5.

Monthly Income Scheme [M.I.S] Account

8.4 % Per Annum

5 Years

1050/- Interest per Month for 150000/-

6.

5 Year National  Savings Certificates VIII Issue [N.S.C]

8.5 %

5 Years

For Rs. 100

 Maturity Value Rs. 151.62

7.

10 Year National  Savings Certificates IX Issue [N.S.C]

8.8 %

10 Years

For Rs. 100

 Maturity Value Rs. 236.60

8.

Senior Citizen Savings Scheme [SCSS] Account

9.2 % Per Annum

5 Years

2300/- Quarterly Interest for 100000/-